Social Security Disability
Attorney in Mobile, Alabama
Physical, mental and learning disabilities can make certain activities more difficult. In addition to creating potential income limitations, special care for a disability can be costly for families. If you can no longer work because of a medical condition, it is important to take advantage of the Disability Insurance and Medicare you have paid for your entire working life.
At Sean F. Hampton, Attorney at Law, we strive to give you hope by helping you file a Social Security Disability Insurance (SSDI) claim or appeal a denied SSDI claim. Our attorney has over a decade of legal experience, and he knows how to maximize your chance to receive essential benefits.
Contact us today in Mobile, Alabama, to start building your claim. We represent clients statewide, including residents of Baldwin, Washington, and Escambia counties. Our attorney also works with those located in Harrison County, Mississippi, and Escambia County, Florida.
What Does SSDI Do?
A program provided by the Social Security Administration (SSA), SSDI benefits offers financial assistance to disabled workers and their families after an untimely injury or illness.
Unfortunately, receiving benefits is often easier said than done. It requires an often confusing application process, and your claim could potentially be denied. Hiring an attorney experienced in SSD claims may improve your chances of securing benefits.
How Does One Qualify for SSDI?
In order to receive SSDI benefits, you must first be insured, meaning you have worked long enough — and recently enough — and you must have paid Social Security taxes on your earnings.
In terms of disability, your condition must prevent you from earning a certain monthly income as a full-time worker. However, this does not mean you can start receiving benefits immediately following an injury. Your disability must have lasted (or is expected to last) for at least 12 continuous months or will likely result in death. Some examples of qualifying conditions include musculoskeletal problems, respiratory illnesses, and neurological disorders.
If you are wondering whether you qualify for SSDI benefits, reach out to us today at Sean F. Hampton, Attorney at Law. Our attorney has handled hundreds of disability cases, and he is prepared to help you understand your options.
Filing a Claim
The first step of an SSDI claim is to determine whether you are eligible to receive disability benefits. We can review your circumstances to help you better understand what you will need for your application.
Factors that may affect your eligibility for benefits include:
The nature and severity of your condition may place your condition within the SSA’s list of eligible impairments
How long your condition is likely to affect you
Whether you paid in enough credits to be eligible for SSDI
How the disability affects your capacity to work
From gathering detailed medical evidence to filling out your application to appealing a denied claim, we’ll be there to guide you. We have a deep familiarity with this process. In fact, our attorney is a former adjunct professor who taught Social Security Law.
The claims process can feel impersonal, but we understand that your need for benefits is a highly personal issue. We can also work with you to apply for Supplemental Security Income (SSI) if you are eligible for both kinds of benefits.
Make Sure Your Claim Is Complete
We know how much life can change due to a disability. You have enough to worry about. Let us work through the details of your claim for you.
When you work with us, you will have direct contact with your attorney. Reach out to our office in Mobile today for a free contingency consultation about your SSDI claim. We assist claimants throughout Alabama, including those located in Baldwin, Washington, and Escambia counties. At Sean F. Hampton, Attorney at Law, we also work with clients in Harrison County, Mississippi, and Escambia County, Florida.
When a condition out of your control prevents you from earning a living, you deserve compensatory benefits.
Supplemental Security Income
Helping Gulf Coast Residents Understand Supplemental Security Income
For those who have never or rarely worked and who are also significantly affected by disability, the Social Security Administration (SSA) offers Supplemental Security Income. If the SSA deems you eligible, Supplemental Security Income could help loosen the grip of financial distress and provide Medicaid health insurance. Children with disabilities are also eligible for Supplemental Security Income and Medicaid.
At my firm, Sean F. Hampton, Attorney at Law, I work to help those in need find financing options and protect their futures. With more than a decade of experience in Social Security claims, I can help you apply for Supplemental Security Income and help increase the chances of a successful claim. If your claim is denied, I can assist you with appealing the SSA’s decision.
How Do You Know if You Are Eligible?
Supplemental Security Income (SSI) is offered to disabled adults and children with limited financial resources.
To receive SSI, your income must be below the amount designated by your state. Income requirements vary but typically rely on the federal benefit rate as a base. The federal benefit rate in 2020 is set at $783 per month for individuals and $1,175 per month for couples.
However, when considering income, the SSA does make some exclusions, such as SNAP benefits, some scholarships and income used for workplace disability accommodations.
The SSA also considers assets such as real estate or stocks when determining eligibility. For individuals, the asset cap is $2,000, and for couples, the asset cap is set at $3,000. Assets do not include life insurance policies or your home.
To determine whether you are eligible for SSI or not, contact an experienced Social Security attorney.
How Can an Attorney Help?
My experience handling matters of Social Security has helped me catalog common mistakes made during the application process. I have also served as an adjunct professor teaching Social Security Law at the University of South Alabama, which makes me uniquely qualified to provide insights and information about the Social Security system. I can help you avoid common mistakes during the preparation and filing of your SSI claims.
I work with clients across the Gulf Coast, from my office here in Mobile down to Pensacola, Florida. I am well-versed in the Social Security regulations set forth by each state and can help you better understand how an asset or income restriction will affect your case. Using an extensive network of valuators, I can even help you determine whether you meet those restrictions or not.
In the case of an unsuccessful or denied claim, I can guide you through the appeals process. You have a right to representation during an SSI appeal. I have helped many clients across the Gulf Coast appeal claims to get them the income they need to survive.
Call Now for An Initial Consultation
Receiving an SSI decision can take months. The sooner we begin the process together, the sooner you can get on a path toward vital income. Call us or email me to get started.